Scheme guides
How to use these guides safely
- Apply only on the official website or helpline listed on each page.
- Never pay an agent and never share your PIN or one-time password.
- Amounts and eligibility change, so confirm them on the official source before you apply.
- If you spot an out-of-date detail, tell us.
More help
How to read a scheme guide
Each guide on CalcuHub follows the same order: what the scheme is, how much it gives, who qualifies, how to apply and where the information came from. We note when a figure comes from news reports instead of an official notification, and we link to the official source. Because schemes change, always verify on the official portal before applying.
Which scheme is for whom?
| You are | Look at |
|---|---|
| A widow or orphan in Punjab | Rehmat Card |
| A small farmer in Punjab | Kissan Card |
| A family needing hospital cover | Sehat Card |
| A student in Punjab needing transport | Student e-bike scheme |
| A student seeking funding | Scholarships |
Staying safe from scams
Fake websites and agents often copy scheme names and ask for fees or OTPs. Genuine government programmes use official domains (usually ending in .gov.pk) and never ask for money to approve an application. If you are unsure, call the official helpline listed on the scheme page. Read how we work in the editorial policy and our disclaimer.
For jobs, see the government jobs guide. To plan money around a scheme, use the loan EMI calculator and salary calculator.